请问电商收付通功能，分账最多只能30%，那超出30%的业务场景怎么办呢？May I ask the e-commerce receipt and payment function, the account can only be split up to 30%, what about business scenarios that exceed 30%?
请问电商收付通功能，分账最多只能30%，那超出30%的业务场景怎么办呢？比如说，我经营的是一个外卖平台。一般来说，我们跟商家谈的抽点是20%，但是涉及到配送费会出现以下情况：
比如一笔20元的外卖商品订单，抽20%就是4元，商家得16，平台得4元。如果只是这样没超过30%是可以分账。但是实际业务中外卖有一个配送费的存在，假设这单收10元的配送费，实际这单的交易金额就是30元。因为这个配送费是给平台不是商家的（因为是平台配送），那么这30元的分账就应该是商家16，平台14（4元抽成 + 10元配送费），这么计算分账比例就是 14 / 30 = 46%，超过了30%。
以上业务场景，在外卖平台的业务中非常常见，这个30%的限制让我们几乎无法使用这个电商收付通。但是微信支付又说我们违规经营支付结算业务，说我们二清，请问这种问题要怎么解决呢到底？官方有什么方案吗？
For example, I run a takeout platform. Generally speaking, we talk to merchants about 20% of the sampling point, but when it comes to delivery fees, there will be the following situations: for example, for a 20 yuan takeout order, 20% is 4 yuan, 16 yuan is for merchants, and 4 yuan is for platform. If it's just like this, no more than 30% can be split. But in the actual business, there is a delivery fee for takeout. Assuming that the delivery fee is 10 yuan, the actual transaction amount is 30 yuan. Because the distribution fee is for the platform, not the merchant (because it is the platform distribution), then the 30 yuan sub account should be the merchant 16, the platform 14 (4 yuan extraction + 10 yuan distribution fee), so the calculation of the distribution ratio is 14 / 30 = 46%, more than 30%. The above business scenarios are very common in the business of takeaway platforms. This 30% restriction makes it almost impossible for us to use the e-commerce collection and payment system. However, wechat payment said that we operated payment and settlement business in violation of regulations, and said that we were clearing up. How can we solve this problem in the end? What's the official plan?
回答：
对于比例高于30%的分账，比如我上面问题中的外卖平台的例子，收付通也没法解决。这种场景，官方有什么建议方案吗？
表示关注官方高比例分账解决方案。
群主管理都是支付大佬
1，目前最高比例分账只有百分之三十。
2，使用收付通可以解决二清问题。